A detailed guide on how to add “best payment gateway India“ including coverage on the requirement of website terms and conditions. If you do have an e-commerce website or are you selling services on an app? You need a payment gateway to accept payments from your customers, right? But Why? Today as technology grows.
The usage of the Internet is also going up day by day. The internet user is significantly growing. As per the online sources, Online retail sales in India are expected to grow by 31 percent to US$ 200 billion by 2026, led by Flipkart, Amazon India, and Paytm Mall. Electronics is currently the biggest online retail sales category with a share of 48 percent, followed closely by apparel at 29 percent
Indian E-Commerce Industry is the Biggest Market
If we talk about Indian Ecommerce Industry, India is the biggest E-Commerce market in the world. More than 299.24 million people using the internet over on phone and desktops. This is such a big market. AS the internet user grows. Online shopping craze is also increased. Due to this, eCommerce websites and online store apps are rapidly growing. That’s why we need a “Best payment gateway India“.
I look back in Early 2006 or 2009, that’s the time when most of the E-Commerce companies started their journey. Like Flipkart, Myntra in 2007. Why I am giving the example of these two. Because these two are the giant of the Indian E-commerce Industry and making money in billions through their E-Commerce Business.
Huge Demand on an E-Commerce website.
I also shopped regularly from these two and paying money through my debit card as well from a credit card. The payment gateway using these two are is very impressive. You just have to fill your detail and get the OTP from the bank just put the same and done. Very simple doesn’t need to COD or don’t need to worry about the money because you can also pay the payment through credit card. How amazing this. This only happened due to Payment Gateways. Those who enable the online payment option on the Ecommerce websites.
A lot of people believe integrating a payment gateway is a pain but let me tell you, it is not. With the easiest integration, completely online onboarding, feature-filled checkout and best in class performance you can quickly process the payment to the merchant.
If you are living in the United States or Canada. And you just have a card to pay your bills but in India, we have a variety of options we use credit cards debit cards also. Internet banking some wallets and recently government introduced UPI as a well amazing way of making payments.
So in this article “best payment gateway India“, I try to figure out main things like:-
- What is Payment Gateway?
- Is Payment Gateways are secure?
- How does payment gateway work?
- How many payment gateway companies available in the market
- What kind of requirements need to get the payment gateway on the website.
- Terms and conditions for payment gateway.
- How much does it cost to Setup a payment gateway?
- Which payment gateway is best?
- Is there any free payment gateway?
So Let’s Begin
What is Payment Gateway?
Simplest form a payment gateway is an application that allows a merchant to talk to all the banks, processors, and other entities involved in a credit card transaction or payment process. It basically consists of a third-party server that helps Authorizing Banks to approve or decline pending transactions.
Payment Gateways allow websites and E-commerce companies to communicate with banks, and transfer any information to see if a transaction can be approved.
Is Payment Gateways are secure?
Security is an integral component of all payment gateways, as the credit card numbers transferred between merchants and banks need to be protected from any fraudulent parties. Submitting an order is usually completed using the HTTPS protocol, which securely communicates personal information through the parties involved in the transaction.
Many payment providers such as 2Checkout enable merchants with additional options. When a cardholder purchases a service or product. Payment Gateways usually charge merchants and banks who use them a monthly fee, or percentage of the sales processed through this Gateway. In many countries using the high-security protocols best in the industry. They not only keep the data safe in transit, but they also make it possible for merchants to store customer data without storing actual card numbers through tokenization.
Improvement in Technology
A technology we created and introduced to the world back in 2005. Since then payment Gateways companies have processed more than 5 billion tokenized transactions. After that many successful transactions and mostly think it’s safe to say with True Tokenization is the original, tried-and-true technology.
That helps merchants keep their payment data safe and reduces PCI headaches. This is all due to point-to-point encryption solutions, support for EMV, contactless, and mobile transactions, advanced trusted employee fraud controls, full-spectrum enterprise-wide auditing, and reporting capability and 24/7 customer support.
How Payment Gateway Work?
There are five players involved in this process: the cardholder (let’s call him Satish), the merchant (this could be an E-commerce website or shopping app), the merchant’s bank (kind of self-explanatory, but this is the shoestore’s bank where they have their account), next the card brands Visa, American Express, Mastercard, Rupay etc. Finally, the issuing bank.
So Satish gets on the Flipkart for buying the Shoes and take his debit card in the first place. He chooses to buy a Nike Shoes over on Flipkart sale and hands in her credit card to the payment window of Flipkart and a few seconds later after putting all information related to his account and (the merchant) processes the card and her point-of-sale system and sends the payment request on to a merchant bank.
The merchant bank figures out the brand of the card. Is it a Visa, Mastercard, American Express? And sends a request on to that card network. Satish uses her new Visa. Then Visa determines which bank gave Satish card, the issuing bank, and sends a request on to them. The issuing bank looks at Satish’s account and makes the payment after getting the eligible balance amount to the merchant. That whole process takes place in less than three seconds.
Best payment gateway India
There are various companies those who providing the gateway service to the customers. Below is the list of most popular best payment gateway India:-
Razorpay Payment Gateway
Razorpay’s payment gateway and experience the future of payments. I am not kidding. Let’s take you through how you can integrate Razorpay’s payment gateway on your WordPress website in a few easy steps.
How to setup
- Signup on the Razorpay website with your working email
- Select the particulars of your business.
- Next, activate your account.
- Go to
- Install plugin Razorpay for WooCommerce.
- Find the API key ID under settings.
- Copy the key and paste it in payments in your WooCommerce plugin under ‘payments’.
You are now live!
Razorpay’s payment gateway is a system designed to handle end to end payments. Why go through the pain of designing and coding checkouts when we have done all that work for you.
Features in Razorpay’s payment gateway
- It comes with flash checkout which is a beautifully designed checkout form that you can add to your website or app with just a single line of code.
- Easy Payment modes: Your customers can choose cards, Netbanking, UPI, wallets, and many other payment modes to make payments to you.
- Checkout & global card saving: An easy to integrate checkout with cards saved across businesses so that your customers can pay seamlessly everywhere.
- Powerful dashboard: Get reports & detailed statistics on payments, settlements, refunds and much more for you to make better business decisions.
- Built for developers: Clean, developer-friendly APIs, plugins and libraries for all major languages and platforms that let you focus on building great products Robust Security: PCI DSS Level 1 complaint along with frequent third-party audits and a dedicated internal security team to make sure your data is always safe.
- Support for international payments in 100 foreign currencies.
Pricing
- Credit Card, Debit Card, Net Banking, UPI, Wallets – 2% Per Transaction
- Diners Club – 3% Per Transaction
- International Credit Card, – 3% Per Transaction
The price will fluctuate, so kindly check their prices on the official website.
CC Avenue Payment Gateway
It is a very popular and “Best payment gateway India“. Known as CCAvenue, it is the best one because. It is the oldest one, apart from that it has most of the bank. Maximum payments are available to other competitors. And the best part is that it now allows a free set up plan. Which is named as a zero setup fee plan? Which is free. While any other, its competitors are not providing a free setup plan as of now. That’s why it is the most demandable lot of people who can try with new E-Commerce taste on their website. CC Avenue is the “Best payment gateway India“.
Features of CC Avenue Payment Gateway
Maximum Payment Options.
- Major Credit Cards
- All Master / Visa / Maestro / RuPay Debit Cards
- Net Banking
- Cash Card
- Mobile Payment
- MultiBank EMI
- Multiple Currency Processing.
- Currency support all most from 27. Allow customers to choose or pay any format of currency that they want to be paid to the merchant.
- Easy Customization.
- Design to Match your website. Customize the CCAvenue Payments page to the look & feel that matches your website. Upload your brand logo and modify the color scheme to create a truly branded and seamless experience for your clients.
- Smart Dynamic Routing Imagination meets reality. Switch transactions dynamically to ensure’highest success rates’ and Route’Onus transaction’ to their respective banks to ensure better profitability.
- On Choosing CCAvenue’s services, gateways of multiple banks are assigned across your accounts. CCAvenue’s smart system detects the best performing gateway in terms of success rates and routes your transaction through it.
- Retry Option
- After the client’s transaction fails due to reasons like incorrect card details, incorrect payment option chosen, bank downtime, etc., going through the entire process of Filling the payment particulars can be tiresome and time-consuming.
Together with our intelligent retry system, these measures can be avoided and instead of the client is redirected to an intermediary page revealing the reason for the collapse. He Gets up to three tries to utilize the same payment option or select an Alternate payment choice to complete the purchase successfully.
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CCAvenueCheckout
CCAvenue 1 Click Checkout Comfortable and convenient checkout experience for replicate customers. CCAvenue 1 Click Checkout provides a smooth, fast and frictionless purchasing experience. Here also customers can store their debit and credit card, billing and shipping details for future usage. Card details are stored in an encrypted form and returning clients need to only enter the CVV and 3-D protected password when doing their next trade.
- Mobile Checkout Page
Now, most people use the mobile as compare to desktop. It also gives you the very easy to use system that you can easily operate through mobile as well. Smartly designed for all devices like smartphones. CCAvenue trade pages are designed using Responsive Web Design strategy. It automatically optimizes the webpage for any device, be it smartphones tablets, desktops or laptops.
Pricing of CC Avenue
- Credit Card, Debit Card, Net Banking, UPI, Wallets – 2% Per Transaction
- International Credit Card, – 3% Per Transaction
- Annual Charges – 1200.00 Rs.
The price will fluctuate, so kindly check their prices on the official website.
MobiKwik Payment Gateway
MobiKwik is an Indian company founded in 2009 which offers a mobile phone-based payment method and digital wallet. Customers add money to an online wallet that may be used for payments. In 2013 the Reserve Bank of India approved the business’s use of their MobiKwik wallet, and in May 2016 the firm started providing small loans to customers as part of its service.
The business launched its MobiKwik Lite mobile program in November 2016, designed for users of older 2G cellular networks and those in areas with poor internet connectivity. In November 2016, the company reported having 1.5 million retailers using its service and a user base of 55 million clients. This company also offered you payment gateway service through Mobikwik Payment Gateway.
Key Features
- Mobile-Friendly – Responsive design of dashboard and attractive user dashboard.
- Support all types of debit cards and credit cards and net banking API for all banks.
- Best conversation Ratio
- No or minimal maintenance required in implementation.
- Secure payment transaction with a high rated security protocol.
- User Behavior and portal performance report.
Pricing
- Credit Card, Debit Card, Net Banking, UPI, Wallets – 1.90% Per Transaction
- International Credit Card, EMI, AMEX, Diners – 2.90% Per Transaction
The price will fluctuate, so kindly check their prices on the official website.
Cashfree Payment Gateway
Cashfree is a payment platform, which automates inbound and outbound bank transfers. It allows Indian businesses to automate bank transfers and accept card payments. Additionally, it also allows marketplace and FinTech businesses to build payment flows around receiving and disbursing money. Cashfree was founded in 2015 by Akash Sinha and Reeju Datta, based in Bengaluru, India. It supports 30+ currencies across the globe.
Payment Mode-
- UPI
- Master Card
- VISA Card
- Net Bank
- Wallet
Key Features
- Integrated refund management
- Works seamlessly with your Cashfree payment gateway integration
- Connect with ERP
- Integrate with the internal product or ERP with our simple API
- Real-time updates
- Customers get a real-time update on the refund status, reduce support tickets
- Advanced analytics
- Analytics Dashboard for businesses to monitor the status on refunds
- 24×7 Customer Support with Email and Chat Support option.
- Dedicated Account Manager
Pricing
- Credit Card, Debit Card, Net Banking, UPI, Wallets – 1.75% Per Transaction
- Pay Later and Card Less EMI – 2.5% Per Transaction
- Dinner Club, Amex – 2.95% Per Transaction
- International Credit Card, EMI, AMEX, Diners – 3.5%+7 Per Transaction
The price will fluctuate, so kindly check their prices on the official website.
Citrus Payment Gateway
Citrus is a payment gateway that is an Indian startup and it supports UPI app direct account transfer and many more services. It provides virtual payment and trust to its customers which are considered to be very secure for such a company. Believe it provides a digital payment service that provides service very fast.
According to the Citrus website, it claims that the chaff is secure and data, it keeps the customer’s financial data encrypted and protective. Citrus servers are considered to be very secure, the company claims, along with the unified payment interface with every payment. Convenience, due to which it becomes more secure, the company believes.
Note:- Citrus pay is now a partnership with PayUmoney.
PayuMoney Payment Gateway
Pay You Money Provides a Great Payment Gateway The payment technology it uses in India is considered very secure, the company believes that the company started working in 2002, its first office was opened in the Netherlands, after that it has Slowly started to expand its work to other countries, yet this company is working in more than 17 countries and own Citrus Payment Gateway in India, 2016.
Pay You Money receives huge investments from all over the world, due to which it is offering a good service in countries around the world. The company claims that their transaction is the least and safe.
According to Pay You Money’s website, the setup of this payment gateway is so easy that any common person can easily install it on their website.
Key Features in PayUmoney
- Easy to install the system
- Very few documents and in a very short time account activation is done by Pay You Money, which is completely online and the account is activated in a short time.
- PayYou Money claims that their system is based on 128 bit SSL encryption and is considered to be the fastest encryption in the world, this ensures that businessmen or merchants just focus on their work and data security on pay you money. Leave is such a company claim.
- Whenever you register with Pay U Money, you need a bank account, Pay U Money recognizes the Existing Bank account for your customer, that is, you do not need to open a new account, you pay your old bank account. You can associate with PayU Money.
- Pay You Money gives its user a good facility in which the merchant or user can take or send money from PayU Money using the UPI service or any credit, debit card and digital wallet.
Pricing
- Credit Card, Debit Card, Net Banking, UPI, Wallets – 2.00 Rs. Per Transaction
Easebuzz Payment Gateway
EaseBuzz payment gateway company is an Indian startup and this company also claims that their payment system is as reliable as other companies claim that. Being an Indian company, this company slowly recognizes its distinct identity in the Indian market. In this phase of the competition, a new company is taking a little time. But if your service is good, then that company can move forward in a very short time.
This company provides its merchandise with an API PIN and a plugin for its payment gateway that can be easily integrated into a WordPress website, and the good thing is that this company offers its services on many platforms other than WordPress. Just like Magento, Shopify supports other platforms like Java, the company claims installation of API Very simple. So that you do not find it difficult to match the application or payment gateway with your brand.
Key Features
- Easy to integrate into any platform of Website.
- The company uses more than 100 methods of giving money so that merchants and users didn’t face any trouble with making or receiving payments.
- The dashboard of the company is very simple so that you can analyze your day-to-day functioning and see the details of any transaction related to any kind of fraudulent.
- This payment gateway is available on cloud service due to which it very fast.
- Tax Accounting Support
Pricing
- They have multiple plan options, So it is better to go to their official website and see the relevant option for your business.
EBS Payment Gateway
EBS is an Indian company that provides payment gateway service merchants and customers, with its help, customers and merchants can deal with secure money. This company debit card credit card net banking MI. It gives a simple platform to ensure that money transactions continue to run smoothly. Number in Mumbai and the company claims to money transactions with more than 100 methods, the company is very much focused on security and has 128bit encrypted technology used.
Key Features
- Multiple Payment Options
- 99% Transaction Approval
- Smart Router
- International Market.
- Account Activation in Just 24 hrs
- Responsive Design
- Foreign Card Acceptance
- Multiple Currency processing
Pricing
- Credit Card, Debit Card, Net Banking, UPI, Wallets – 2% Per Transaction
- Amex, eye click, JCB, Diners, Wallets, Cash cards – 3% Per Transaction
PayUBiz Payment Gateway
PayUbies is an Indian company, it is expanding all over the world, targeting Indian customers as well as overseas merchants. The company claims that it is the service provider of the world’s best payment gateway and is continuously improving its service thereby That Merchants Bank and the customer are all benefited from this aforementioned.
The company is thinking of starting EMI facility in the coming time so that the suite can be a significant increase in customer numbers now this is just news there is no official confirmation. PayUBiz company claims that the payment gateway software they own is very advanced and operates like a multi-vendor store of cs-cart.
Key Features
- Multi-Vendor Card with integrated CS.
- Various Payment options wit COD.
- Functionality resources checking facility at the admin end.
- Automatic currency converter.
- Easy to use and configure at the admin end.
Pricing
It has various plans for merchants. Please check their official website for the same.
DirecPay Payment Gateway
DirecPay is another company that has been engaged with top merchants store and Integrated Online Payment Gateways service for them in India for a long time, its user base is very good and the company claims that it is the first company in India to enable credit card payment with debit card. The company also claims that debit card, credit card, net banking or mobile payments are very much fast on its payment gateway. Whose success rate is 99%? The transaction fee they pay is much less than other companies. The DirecPay Company handles more than 1000 merchants in categories.
The company claims that some of the categories that I am sharing are like this:-
- Clothing
- E-Commerce
- Entertainment
- Footwear business
- Handicraft
- Hotel Business
- Insurance
- Music, Travel & Wellness
Key Features
- Customized User Interface
- Integrated Card
- Real-Time MIS Reports
- Transaction Tracking
- Accept International payments and cards.
Pricing – Please check their official Website.
HDFC Payment Gateway
HDFC Bank is an Indian bank that serves the service center of the payment gateway. This bank falls into the category of the most successful banks in the world. If we talk about ranking, it is named among the 5 big banks of the world. Its number of employees is about 12682 and it operates from the big cities of the world, in which the name of Bahrain Hong Kong Dubai also comes, if we talk about its payment gateway, then The very best payment gateway provides merchant score.
It is controlled by multiple payment options from a single dashboard and if talked about its safety and quality. It uses very advanced technology. So that both the merchant and the customer ‘S data remains secure as well.
Better Customer Support
As provides 24-hour customer support if a transaction fails or money from the bank If the account is disconnected and there is no transfer in the account, its customer support executives are always ready to help you. HDFC Bank claims its transaction success rate is better than other payment gateway providers.
The payment gateway of HDFC is very simple and very secure as it provides Risk Management for Detection and Secure Browser Best Access in Real-Time Merchant and Customer through which security is enhanced here.
Key Features
- Secure and Transparent
- Real-Time Monitoring
- 24/7 Customer Support
- Multiple payment options
- Integrated Dashboard
- MIS Report
Pricing
Check Official Website
Techprocess (Igneico E-payment) payment Gateway
Techprocess (Igneico E-payment) India Private Limited in Another Payment Gateway Provider in India. Their only simple vision only to provide simple and fast payment processes to merchants as well as the customer. The company claims that small to large merchants are associated with them and very easily transact money with their payment gateway.
The company claims that their payment solution is very easy and secure, in which they give 24 hours customer support to the merchant. Apart from money transactions, the company also provides services such as cloud service and payment support services.
Key Features
- Data Encryption
- Fraud Detection & prevention
- Simple Merchant Dashboard
- Easy to Install
- 24/7 Customer support.
Pricing – Check their official website.
Paykan Payment Gateway
Another company that has been working in the payment gateway for a long time. It is an Indian company that supports more than 120 payment options. It has relationships with big banks so that merchants and customers can get money transactions.
There is no problem, this company supports 24-hour customer, in which you can get information related to your transaction, any fraud or any transaction at any time.
The design and integrated dashboard is very easy. Which even a common man can operate comfortably. The company claims that the account activation takes only 24 hours or less which is processed online, shortly after the software is installed. Transaction of money.
Key Features
- Fast Onboarding
- Payment Link
- Multiple Access user
- Dispute Resolution and Tracker
- Smart Analytics
Pricing
- Credit Card, Debit Card, Net Banking, UPI, Wallets – 2% Per Transaction
- Amex Card, International Credit Cards, Wallets, – 3% Per Transaction
Stripe Payment Gateway Service
Stripe is one of the most industry-standard payment gateway loved by every single developer and the small and big merchants in India. This was the first payment gateway that made everything so simplified. Talked about the developers here,
The stripe is in the very early phase for India they do support a lot of credits and debit cards. User interface and all of that the pricing very competitive and you’re gone notice the same kind of pricing for all of that two percent and three percent is like the standard.
They also have fraud protection. There so the cards which are being stolen if sometimes they are being used on their webs on your website they handle it pretty nicely. They have a huge database of that and that is the reason why they charge a little bit more for the international.
Key Features
- Stripe’s elegant abstractions simplify adding Or changing charging models. Plus, you get a powerful interface to test and roll out new pricing readily.
- Bill your customers with one-off invoices or automatically regularly. Proceed with support for different payment methods.
- Stripe’s recovery tools reduced payment declines for users by 45% on average And increased earnings by 10% on average.
- Stripe Billing lets You send invoices with built-in support for debit and credit cards. The hosted invoice page detects which card payments require SCA and applies 3D Secure when required.
- Send invoices in 13 different languages, and configure custom text fields, footers, and memos to display all the necessary customer and product information.
- Apply exclusive or inclusive tax rates to individual line items Or to complete invoices for particular locales. Download reports detailing how much tax you collected to make remittance simple.
- PSD2 regulation requires European customers to Offer Strong Customer Authentication–or SCA–for many Subscriptions and invoice payments. Stripe Billing helps protect your earnings by Identifying which fees require SCA and tripping authentication when required–all with as little friction as possible.
Pricing
- Credit Card, Debit Card, Net Banking, UPI, Wallets – 2% Per Transaction
- Amex, eye click, JCB, Diners, Wallets, Cash cards – 3% Per Transaction
PayPal Payment Gateway
Now PayPal is well known for all of the countries and recently PayPal is trying to get its hands and feet and everything in India as well. Everybody wants a piece a little bit piece from India as well. Now because of our huge population, so PayPal is getting up here.
If you want to target International clients from India. So, PayPal will be a good option for you. The pricing again it’s very competitive. Just like the same 2% 3%.
Onboarding on the Paypal is a little bit difficult because they don’t have even trained employees right now for Indian operations. So I will not prefer to go with them. If you only target India you may choose another option. There are lots of Indian Companies that give you a better option and easy to handle platform in terms of activation of your account.
Paytm Payment Gateway
Paytm really the amazing payment gateway. They have so many of options. They have a huge number of clients base a lot of people are working But that’s why the onboarding process will take sometimes 15 to 30 days. Just even get started for that pricing wise definitely they are very very competitive.
It’s a very trusted brand in India. If you have an eCommerce website and your targeted clients only from India. So you will go with PayTM. PayTM has around 140 million customer base and 3 billion user sessions by the login. Source Economic Times
Key Features
- Instant Refunds – No more waiting for days for Customers to receive refunds for payments through Cards, Internet Banking and UPI
- Multiple Payment Options – Get paid using UPI, Debit/ Credit Cards, Net Banking, Paytm Wallet and EMI
- Fast Approval in Payments – Get your money in your bank account when you want – instantly* or next business day.
- High Secure Payment – Anti-Fraud Technology to keep you secure PCI-DSS compliant with 128-bit encryption.
- Industry-High Success rate -Intelligent routing with direct bank integrations, dynamic switching between gateways and card network
- Checkout With cards that are saved – Leverage India’s largest repository of 110 million stored cards for faster payments on your system
- Business Growth insights – Strong dashboard to view payment received, bank settlements and more
Business Using PayTM Gateway
- Swiggy
- Oyo Rooms
- FoodPanda
- Uber
- Dominos
- Zomato etc.
Pricing
Paytm has multiple plan options, so it is good if you check their official website.
Insta Mojo Payment Gateway
Insta mojo is India’s fastest growing on-demand payments and e-commerce platform that enables over 1,000,000 small businesses and startups to build, manage and grow their business online. They have more than 1.2 million-plus product links with 10,000 plus stores and small entities. Their monthly reach is around 4 million. They also targeted the Non- Metro Sellers.
They have also a simple onboarding process. You can just enter your tax information your bank details and that’s pretty much it you can be unbolted like within hours probably less than an hour and the pricing again has very competitive exactly the same as pay you money or raiser pay they just charge you 3 rupees extra per transaction.
Instamojo is Another Big Name
Their payment option everything is their user interface pretty nice no problem. The install mojo is that they work with the savings account you don’t need to have a checking account or something you just need to have a bank account and they start working. If you are talking like two years ago, their failure rate was pretty high and When the transaction is made we will transfer you the payment on two to three days that is now reduced they have a pretty good word now.
Key Features
- Power businesses with payment Links – the simplest way to collect payments online. They are PCI-DSS certified and boast of 98% trade success rate.
- A very simple user interface, which can make the usability of the dashboard very easy. And forever-free online Store to manage everything related to your business – sales, invoices, products and your customers.
- Applications and features customized to suit every taxation services.
Price
Please check their official website.
Atom Payment Gateway service
Atom Payment Gateway is an end-to-end payment provider that provides both support and service for multiple money transactions. You can use it both online or offline. Atom Payments has a tie-up with over 50 banks. With the credit debit card IMPS etc. of big banks, you can easily transact money, as well as using this POS machine merchant.
Areas are committed to doing by the merchant cash transaction card which has its app anywhere anytime Atom payment can also be entitled to be derived from mobile payments easily by it. Atom is another good option. Actually, it has also a good review in the category of “best payment gateway India“.
Atom payment also gives you the facility of EMI, which you can use to buy anything from the merchant. Talking about its dashboard, the dashboard is designed with the merchant in mind, which is very simple and useful, in which the merchant can easily see the details of their daily work, in just 1 hour of training, the merchant is completely It is easily usable.
Key Feature
- Easy EMI Option
- Multi Payment Option
- 24×7 Customer Support
- High Secure
- Reasonable Transaction Charges
- 265+ Payment Option
- Quick Onboarding
- Easy API Integration
- EMI For Customer
Pricing
- Credit Card – 1.99% + 3.00Rs Per Transaction
- Debit Cards – Free
- NetBanking – 1.99% +3
- Wallets – 2.2%
The price will change, so please check their official website for confirmation.
Which payment gateway is best in India
Now I have given you information about the very best payment gateways in India, some of which support the International Currency and some support only in Indian currency. We will go according to the need because if we talk about the best payment gateways in India, then obviously it will cost more and the customer support will also not the slightest good which comes a problem to merchants.
An online payment gateway is a medium through which we can send or take payment online, but if the payment gateway is not good then it can have very bad effects, even a part of your big earning can be useless. We should choose the payment gateway that is giving us good service quality support and which supports all the currency.
If you have started a new business and you have a website through which you sell online and want to make an online payment, then you should get a payment gateway that gives a success rate and also has a minimum transaction charge. Transaction charges of companies are the same. If we talk about world quality, then there are some companies whose customer support and success are T is so great that success rate and customer support and software do not matter lay transaction we’re getting better.
“Best payment gateway India” for Small Business
You can choose the best payment gateway in India as mentioned below:-
- PayTM
- Mobikwik
- InstaMojo Payment Gateway.
- CCAvenue Payment Gateway.
- HDFC Payment Gateway.
- EBS Payment Gateway.
- DirecPay Payment Gateway Service.
- PayU Payment Gateway from PayUMoney.
- PayUbiz Payment Gateway Service.
Is there any free payment gateway in India?
- Instamojo
- PayUmoney
Conclusion
The above-mentioned payment gateways are simple and Easy to Install with minimum documentation. All documentation only does online. You don’t have to go anywhere or no need to standing in the row for submitting the documents. That is not a hard task as many think that. But before choosing and installing the same. Make sure about the fee and documents once. So it will be better for you.
Do market research, maybe you will get a good deal as many companies offering the service free of cost. But be aware of free service providing companies. Free service will not work well as they promise. 2% to 3% percent of charges is not a big deal. I hope you like my article on “best payment gateway India“.
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